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Blu Build, Ltd
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Blu Build, Ltd
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BLU RESTORATION-INSURANCE CLAIMS

When to Contact your Homeowners Insurance Company

Homeowners insurance policies typically cover damage that is direct, sudden, and accidental, from causes like fire and smoke; hail; wind; and the weight of snow, ice, sleet, or leaks from severe storms such as thunderstorms, tornadoes, or hurricanes.  The only way to know for certain what coverage you have is to Read your Homeowners Insurance Policy Thoroughly.

Best Practices for Filing a Roof Insurance Claim

Once you decide to file a claim, call your insurance company and inform them of the incident. Once your claim is filed, the insurance company will determine if the damage will be covered under your insurance policy.

Keep these 4 important steps for filing a roof insurance claim in mind:

1. Be prompt: The longer it takes to repair your roof, the more likely it is to expose your home to further damage

2. Document everything: Providing receipts, photos, a list, or a home inventory that confirms the value of your roof and exterior damage will help the claims process run smoothly.

3. Make temporary repairs: Make sure that any openings or damage to the structure of your home won’t result in further damage. Make temporary repairs, and hold on to the receipts.

4. Prepare for the adjuster: The adjuster’s job is to assess the damage and confirm details. Provide them with any documentation, like receipts, photos, or a home inventory. It can help to have an estimate in hand when meeting with the adjuster.

  

We understand the insurance process can be stressful, and we’re here to help. A professional roof inspection is the best way to determine damage. If we determine your roof needs repair or replacement, we would be happy to meet with the adjuster at your home to walk them through the damage we’ve identified.    

   

Value of Getting a Roof Inspection Before or After a Storm

Why get a roof inspection before a storm? 

When it comes to your roof, an important part of protection is prevention. Getting a roof inspection before a storm can alert you to any potential problems that could lead to leaks, shingles being torn off by wind, or other roof damage. Whatever the result of the inspection, knowing the condition of your roof can give you greater peace of mind. (link to your contact page or create a clickable phone number to say “Call me today”) 

Why get a roof inspection after a storm?

Nothing is more important than your safety and the safety of your home. Some roof damage, like missing shingles, is easy to see. But other types of damage may not be as obvious. If you experience a hailstorm and see dings or dents on windowsills, gutters, or your car, there might be damage to your roof. Finding paint chipped off your home may be another indicator. Whatever the cause, if you suspect your roof was damaged please reach out today to schedule an inspection. (link to your contact page or create a clickable phone number to say “Call me today”) 

What to expect after your roof inspection:

1. If there’s damage, we’ll share our findings with you so you can decide whether a claim with your insurance company is necessary. 

2. If you decide to file a claim, we’ll provide documentation of the damage that you can submit to your insurance company.

3. After you file a claim, an insurance adjuster will likely visit your property to conduct an assessment. If permitted, we’ll be happy to meet with them to align on the scope of repairs and answer any questions they might have.

4. If the claim is approved, we’ll meet with you to review options and choose roofing materials. 

5. Typically, when repairing damage after a storm, roofing work is scheduled before other repairs. Depending on your particular situation, you may choose to have work done at the same time.

6. We’ll submit completion paperwork to your insurance company to certify the work is completed. 

7. Once the insurance company verifies the work is complete, it will issue payment to you.



What To Expect With Blu

STEP ONE 169 Point Inspection Process

In order to accurately configure cost, materials, and exact tasks that are deemed necessary to be included in your project.  We must begin by completing our very own 169 Point Inspection which provides all the answers needed to give you a Code Compliant Project that's backed up by Americas #1 Product Manufacturers.  This ensures we gather

In order to accurately configure cost, materials, and exact tasks that are deemed necessary to be included in your project.  We must begin by completing our very own 169 Point Inspection which provides all the answers needed to give you a Code Compliant Project that's backed up by Americas #1 Product Manufacturers.  This ensures we gather  knowledge to walk you through the best product options, building objectives,  and any code requirements needed to meet your project goals whether it be energy efficiency, cosmetic desires, or budget building we can Value Engineer exactly what you desire for your project.  You'll have peace of mind knowing we are GAF Master Elite Craftsman a title earned by consistantly showing professional precision and skills guaranteed to meet and exceed your expectations!!  We go "Beyond Building" for every client.

STEP TWO Consultation

We strive to do what's best for our clients ensuring peace of mind.  We combine Building  knowledge, experience, the highest quality parts and equipment, and dedication to delivering exceptional service. That's the reason Step Two The Consultation we schedule a meeting with your project team and all persons IN charge of decision making  o

We strive to do what's best for our clients ensuring peace of mind.  We combine Building  knowledge, experience, the highest quality parts and equipment, and dedication to delivering exceptional service. That's the reason Step Two The Consultation we schedule a meeting with your project team and all persons IN charge of decision making  over your build.  We can assist you whether you have dreamed and outlined your project details on your own thru planning, in the middle of an insurance claim with cost questions, or your anxious with no clue where to begin.  We will not leave the job until it is finished and you are satisfied with the results.  With a warrantied product we are here for your needs and questions for years after the last nail is in place! 

 

STEP THREE Scope of Work

 A scope of work (SOW), also known as a statement of work, describes at length what work is required to successfully complete a project. 

A scope of work describes the tasks that need to be done, as well as who is responsible for completing them. It creates a foundation for how work will be split up, and sets expectations for each worker’s

 A scope of work (SOW), also known as a statement of work, describes at length what work is required to successfully complete a project. 

A scope of work describes the tasks that need to be done, as well as who is responsible for completing them. It creates a foundation for how work will be split up, and sets expectations for each worker’s responsibilities as well as Home Owners tasks and responsibilities that must happen throughout project. Enough detail should be included, with obligations clearly communicated, to ensure that all involved are kept in the loop and understand the project’s short to long-term goals.

Projects that lack a scope of work may run into problems like project financial disputes involving insurance company or timeline delays.


SCOPE OF WORK SHOULD INCLUDE

 

1) A Project Overview

Summarizes the project as a whole, including its purpose, what the finished project will be used for, and all the stakeholders involved. List and define the project’s main goals and objectives, as well as what success will ideally look like by the end.

2) Expected Deliverables

A scope of work in construction explains the deliverables that workers will be assigned. What smaller tasks will help the project progress and reach its main goals? Enough relevant information should be included so customers understand the project’s requirements throughout each phase.

3) A Schedule and Timeline

While the construction schedule doesn’t have to be finalized (at least in this document), a general idea of the project’s timeline based on the tasks required for the project. We will Describe when each task is expected to be done so we can plan work around pre-set deadlines.

4) Defined Terminology

This ensures that stakeholders and other people referencing the scope of work will have a general understanding of the ideas being conveyed.  Therefore, alleviate miscommunication or misunderstanding of Project Process and what to expect.

STEP FOUR Preconstruction

STEP FIVE Construction


 Project Planning and Assessment:

[  ] Review project goals, objectives, and client expectations.

[  ] Evaluate feasibility, considering budget, resources, and timeline.

[  ] Conduct a site analysis, including topography, soil quality, and environmental factors.

[  ] Define project scope, deliverables, and milestones.

Regulatory Compliance and


 Project Planning and Assessment:

[  ] Review project goals, objectives, and client expectations.

[  ] Evaluate feasibility, considering budget, resources, and timeline.

[  ] Conduct a site analysis, including topography, soil quality, and environmental factors.

[  ] Define project scope, deliverables, and milestones.

Regulatory Compliance and Permits:

[  ] Verify required permits and approvals from local authorities.

[  ] Ensure compliance with zoning regulations and building codes.

[  ] Confirm adherence to environmental and safety regulations.

Financial Planning:

[  ] Develop a comprehensive budget, accounting for all costs.

[  ] Estimate and allocate funds for contingencies and unexpected expenses.

[  ] Create a financial management plan to track expenses and adjustments.

Project Team and Resources:

[  ] Assemble a project team, including architects, engineers, and contractors.

[  ] Assign roles and responsibilities to team members.

[  ] Ensure availability of skilled labor, equipment, and materials.

Design and Documentation:

[  ] Finalize architectural and engineering drawings.

[  ] Develop detailed construction plans, including blueprints and schematics.

[  ] Create a project specifications document detailing materials, finishes, and standards.

Procurement and Supplier Management:

[  ] Establish relationships with reliable suppliers and subcontractors.

[  ] Obtain competitive bids and quotes for materials and services.

[  ] Negotiate contracts and agreements with suppliers and subcontractors.

Risk Assessment and Management:

[  ] Identify potential project risks, including financial, scheduling, and safety concerns.

[  ] Develop risk mitigation strategies and contingency plans.

[  ] Review insurance coverage and ensure adequate protection.

Stakeholder Communication:

[  ] Establish communication protocols with project stakeholders, including clients, team members, and regulatory agencies.

[  ] Schedule regular progress meetings to maintain open communication.

Logistics and Site Preparation:

[  ] Plan for construction site logistics, including access points, storage areas, and utilities.

[  ] Coordinate site preparation activities, such as clearing, grading, and utility connections.

[  ] Ensure proper safety measures are in place for workers and the public.


STEP FIVE Construction

STEP FIVE Construction

STEP FIVE Construction


   We are your local GAF factory-certified contractor and can answer your questions about choosing a roof or other building materials, and what to expect from the installation process. GAF factory-certified contractors are trusted to offer the strongest warranties. Which makes this step one that is essentially worry free.  With the projec


   We are your local GAF factory-certified contractor and can answer your questions about choosing a roof or other building materials, and what to expect from the installation process. GAF factory-certified contractors are trusted to offer the strongest warranties. Which makes this step one that is essentially worry free.  With the project plan and team in place, it is time to clear the site and start building. The building construction phase is where the project comes to life. It is a critical step because it involves multiple working parts and deadlines.  To make your dreams on paper become reality.  This phase is important to communicate any concerns or questions you may have.  We take pride in building trusting relationships with our customers and will be available every step of the way!!  

Our Promise!

STEP FIVE Construction

STEP FIVE Construction

Blu is the clear choice for contractor to complete your project because we do things right the first time.   Our promise to ourselves and our customers is to "Protect what matters Most"   We keep this promise by building every inch of your project following building code standards. Though it may not be the cheapest route there's no doubt 

Blu is the clear choice for contractor to complete your project because we do things right the first time.   Our promise to ourselves and our customers is to "Protect what matters Most"   We keep this promise by building every inch of your project following building code standards. Though it may not be the cheapest route there's no doubt its the Only right choice.  Building Code is in place for the health and safety of those who occupy the dwelling being constructed, restored, or renovated. Without following the minimum requirements not only are you acting unlawfully but your putting those most important to you at risks.  Let us help you ensure that your doing all you can to protect what's most important in your life, your loved ones.  

How Can Blu Help With Your Insurance Claim?

Over 30 years of experience working off insurance claims correctly.

The insurance claim process for roof damage is confusing. So, it’s understandable to have questions before filing.

Tools to take on the insurance company to ensure your roof gets everything it needs.

Your Advocate for roofing damage.  We photo document any proof of damage, and you can count on us being there for the adjuster meeting.   Ensuring that we mediate any verbal confusion providing our customers with full understanding of what's to come.

Expert Advice on Your Claim and Policy.

We stand behind our work. You can count on us to take care of any problems caused by installation errors. 

Guidance Through the Insurance Process.

You need a partner in the roofing industry you can trust with your storm damaged roof. Let Blu Build Roofing be that partner. 

Peace of mind knowing you'll get a roof that'll last for decades to come.

You don't have time in your everyday life to worry about roof damage. Let us shoulder some of the stress you're carrying about your storm damaged roof  After your claim is approved and you get the payout, you can sit back while we do what we do best!!

Do I need to get multiple quotes from different roofing companies?

No, there’s no reason to get multiple quotes. Your insurance company sets the price for your roof replacement, so there’s no reason to price shop. The important thing is to find one roofing contractor you can trust.   To learn more about why you shouldn’t get more than one quote, 

Learn More

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