BLU ROOF
When to Contact your Homeowners Insurance Company
Homeowners insurance policies typically cover damage that is direct, sudden, and accidental, from causes like fire and smoke; hail; wind; and the weight of snow, ice, sleet, or leaks from severe storms such as thunderstorms, tornadoes, or hurricanes. The only way to know for certain what coverage you have is to Read your Homeowners Insurance Policy Thoroughly.
Value of Getting a Roof Inspection Before or After a Storm
Why get a roof inspection before a storm?
When it comes to your roof, an important part of protection is prevention. Getting a roof inspection before a storm can alert you to any potential problems that could lead to leaks, shingles being torn off by wind, or other roof damage. Whatever the result of the inspection, knowing the condition of your roof can give you greater peace of mind. (link to your contact page or create a clickable phone number to say “Call me today”)
Why get a roof inspection after a storm?
Nothing is more important than your safety and the safety of your home. Some roof damage, like missing shingles, is easy to see. But other types of damage may not be as obvious. If you experience a hailstorm and see dings or dents on windowsills, gutters, or your car, there might be damage to your roof. Finding paint chipped off your home may be another indicator. Whatever the cause, if you suspect your roof was damaged please reach out today to schedule an inspection. (link to your contact page or create a clickable phone number to say “Call me today”)
What to expect after your roof inspection:
1. If there’s damage, we’ll share our findings with you so you can decide whether a claim with your insurance company is necessary.
2. If you decide to file a claim, we’ll provide documentation of the damage that you can submit to your insurance company.
3. After you file a claim, an insurance adjuster will likely visit your property to conduct an assessment. If permitted, we’ll be happy to meet with them to align on the scope of repairs and answer any questions they might have.
4. If the claim is approved, we’ll meet with you to review options and choose roofing materials.
5. Typically, when repairing damage after a storm, roofing work is scheduled before other repairs. Depending on your particular situation, you may choose to have work done at the same time.
6. We’ll submit completion paperwork to your insurance company to certify the work is completed.
7. Once the insurance company verifies the work is complete, it will issue payment to you.
Best Practices for Filing a Roof Insurance Claim
Once you decide to file a claim, call your insurance company and inform them of the incident. Once your claim is filed, the insurance company will determine if the damage will be covered under your insurance policy.
Keep these 4 important steps for filing a roof insurance claim in mind:
1. Be prompt: The longer it takes to repair your roof, the more likely it is to expose your home to further damage
2. Document everything: Providing receipts, photos, a list, or a home inventory that confirms the value of your roof and exterior damage will help the claims process run smoothly.
3. Make temporary repairs: Make sure that any openings or damage to the structure of your home won’t result in further damage. Make temporary repairs, and hold on to the receipts.
4. Prepare for the adjuster: The adjuster’s job is to assess the damage and confirm details. Provide them with any documentation, like receipts, photos, or a home inventory. It can help to have an estimate in hand when meeting with the adjuster.
We understand the insurance process can be stressful, and we’re here to help. A professional roof inspection is the best way to determine damage. If we determine your roof needs repair or replacement, we would be happy to meet with the adjuster at your home to walk them through the damage we’ve identified.
Our Crews are Certified in Our Very Own Training Center!
Located right inside our office we have a mock up of exterior building platforms to ensure knowledge and resources are never unavailable for training. We work hard doing continuous and yearly competencies so that our crews are up to date with state and local building code requirements and can practice perfect precision applications. We also use these areas to demonstrate in detail what to expect to see from our team on their project. This had offered our customers understanding and peace of mind that is unheard of anywhere else.
How Can Blu Help With Your Insurance Claim?
Over 30 years of experience working off insurance claims correctly.
The insurance claim process for roof damage is confusing. So, it’s understandable to have questions before filing.
Tools to take on the insurance company to ensure your roof gets everything it needs.
Your Advocate for roofing damage. We photo document any proof of damage, and you can count on us being there for the adjuster meeting. Ensuring that we mediate any verbal confusion providing our customers with full understanding of what's to come.
Expert Advice on Your Claim and Policy.
We stand behind our work. You can count on us to take care of any problems caused by installation errors.
Guidance Through the Insurance Process.
You need a partner in the roofing industry you can trust with your storm damaged roof. Let Blu Build Roofing be that partner.
Peace of mind knowing you'll get a roof that'll last for decades to come.
You don't have time in your everyday life to worry about roof damage. Let us shoulder some of the stress you're carrying about your storm damaged roof After your claim is approved and you get the payout, you can sit back while we do what we do best!!
Do I need to get multiple quotes from different roofing companies?
No, there’s no reason to get multiple quotes. Your insurance company sets the price for your roof replacement, so there’s no reason to price shop. The important thing is to find one roofing contractor you can trust. To learn more about why you shouldn’t get more than one quote,